What credit score is needed for a Merrick Bank credit card?
There is no minimum credit score requirement to get the Merrick Bank Secured credit card, but it has a $36 annual fee the first year, which gets replaced by a $3 monthly fee on your first account anniversary.
There are alternatives out there with no annual fees, like the Capital One Secured..
Does Merrick Bank give instant approval?
The approval process is quick, and applicants can easily check online for prequalification without damaging their credit score. Some Merrick cards require you receive an invitation for you to access the card.
What credit bureau does Merrick Bank pull from?
ExperianMerrick Bank is an Experian Partner.
Is Merrick Bank a good credit card to have?
Merrick Bank is an exceptional credit card company. They mean business and comply with all your needs to establish your account with them. No yearly fees and a lower interest rate than other credit card offers.
Does Merrick Bank give credit limit increases?
Great card to rebuild credit This is a great card if you’re trying to rebuild your credit. However, there is an annual fee and after your limit is doubled, it will never be increased.
How long does Merrick Bank take to approve?
There are varying reports of how long the Merrick Bank card takes to arrive in the mail. Generally, don’t expect your card until two weeks after your application is approved.