Quick Answer: What Is Easy Points In Kotak Credit Card?

Can I convert HDFC Regalia reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards.

The amount will be added to your credit card account, which can be used to pay the outstanding principal.

You must also remember that for each redemption, the bank charges a fee of Rs.


How can I use my Kotak credit card for easy points?

Login using your CRN, Password & One Time Password. Choose Credit Cards. Select Reward Redemption option of your choice. Please note: For redemption against Airline tickets / Merchandise / Mobile recharge, Reward points have to be converted to Easy Points.

What is Kotak credit card reward points?

Kotak Bank credit cards reward their customers with Reward Points on making successful transactions through their credit cards, the spends can range from everyday grocery spends to online purchases. 2 RP on every ₹ 150 spent. 3 RP on every ₹ 100 spent.

How do I redeem my reward points?

How to redeem Reward Points?Log into to your NetBanking Portal/Account on HDFC Bank website.Once logged-in, click the ‘Cards’Then click on the ‘Enquire’ tab in the Debit Card section.Once you are taken to the next page, click on the ‘Cashback Enquiry and Redemption’ tab.More items…

What are pilot reward points worth?

One (1) point is worth one cent ($. 01) when redeeming points earned. *Points may not be used towards tobacco, alcohol or lottery.

What are the benefits of Kotak Credit Card?

811 #DreamDifferent Credit CardNo Joining and Annual Fees.Low interest Charges – 2.99% per month.500 bonus reward points on Rs. … Rs. … Interest free cash withdrawal up to 48 days.Credit limit up to 80% of the fixed deposit amount.Credit limit known upfront at the time of applying for the credit card.High credit limit, up to Rs.More items…

What is the credit limit for Kotak urbane credit card?

Fees & ChargesFee & other ParametersUrbaneLate Payment Charges (“LPC”)Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000.Rs. 700 for statement o/s greater than Rs. 10,000)Over Limit ChargeRs. 500Cheque Bounce ChargesRs. 50024 more rows

How do credit card points work?

Points credit cards reward you for every dollar you spend. You may even get extra points for making certain types of purchases. For example, a credit card might offer 3 points per dollar on all travel purchases (hotels, airfare, etc.), while giving 1 point per dollar on other types of purchases.

How do I claim credit card reward points?

Here are some ways to redeem your credit card reward points for shopping online.Redeem Your Credit Card Reward Points to Shop Online. … Get Cash Back for Your Rewards. … Redeem Your Reward Points for Gift Cards. … Get Discounts on Airfare and Hotels. … Donate Your Credit Cards Rewards to Charity. … Pay Off Your Balance:More items…•

How HDFC reward points are calculated?

HDFC Bank Credit Card Reward Point Value in Rupees So, the value of one reward point in HDFC credit card is 30 paisa and if you are redeeming it at HDFC All Miles then its value increases to 50 paise.

How can I calculate my redeem points?

At its core, calculating award redemption values is simple multiplication and division. Start with the cash price of your itinerary in dollars. Multiply that number by 100 to convert from dollars to cents. Then divide by the number of points or miles needed to book the same itinerary as an award.

Do we get reward points on Kotak debit card?

Redemption options: Visit www.kotak.com. Click on Net Banking. … Select Reward Redemption option of your choice. Please note: For redemption against Airline tickets / Merchandise / Mobile recharge, Reward points have to be converted to Easy Points.

What are reward points redemption?

A reward point is a perk offered by banks to credit cardholders as a reward for every time they spend on their credit card. You can collect these points as you spend on your credit card. Once you have collected enough points, you can redeem them for gift vouchers, merchandise, air miles and more.

How can I convert my Kotak credit card points to cash?

Login to Net Banking and follow these steps:Go to Credit Card.Select PVR & Reward Redemption -> Reward Redemption.Pick from the many options available to redeem your reward points e.g. Cash Rewards, Air miles, Movies etc.

Does HDFC credit card points expire?

In case of HDFC Bank, as per the existing details on its website as on 18 February, the reward points have a validity of two years from the date of accrual. So if 100 reward points accrue at the end of February 2019, these 100 reward points will be valid till February 2021.

How do you use credit card rewards?

Here are some ways to redeem your credit card reward points for shopping online.Shop online. … Get cash back. … Redeem your reward points for gift cards. … Get discounts on airfare and hotels. … Donate your credit cards rewards to charity. … Pay off your balance. … Narrow your spending. … Watch for bonus offers.More items…•

What is Kotak Easy?

If you use Kotak card to purchase you will get kotak points + easypoints for the purchase done for the cash portion. EasyRewardz will reward you 5 easypoints for every Rs 100 and Kotak card reward will depend on the card you have .

Which credit card is best in Kotak?

Best Kotak Mahindra Bank Credit Cards for 2020Kotak Credit CardsAnnual FeeBest Suited ForKotak Essentia Platinum Credit CardRs.749ShoppingKotak PVR Platinum Credit CardRs.999EntertainmentKotak Delight Platinum Credit CardRs.299Dining & CashbackKotak League Platinum Credit CardRs.499Rewards4 more rows•Sep 23, 2020

Can I withdraw cash from Kotak credit card?

Also known as “Cash Advance” feature, a cash withdrawal facility on Kotak Mahindra Bank allows the cardholders to withdraw cash from any domestic and international ATM (Automatic Teller Machine). You do not need an approval from the bank or submit any documents to avail the cash advance facility.

How do I redeem my Kotak voucher?

Steps to redeem the vouchers:Select the brand Amazon voucher, and click on Buy Now.At the checkout page, enter your email ID and mobile number to receive the voucher on the entered email ID.Enter your 16 digit Gift Card No and PIN at the Checkout page and click Apply and then click on Place Order.More items…

What is reward points balance in HDFC credit card?

Reward points are awarded for expenses on the HDFC Bank credit card. Once a customer has accumulated at least 500 reward points, they can redeem it from a number of options ranging across products, gift vouchers, discounts and air miles.