Quick Answer: How Does Apple Pay Work Person To Person?

Is Apple pay worth getting?

If you like using Apple Pay on your iPhone or Apple Watch, the Apple Card is worth considering.

With 2% daily cash back on any purchases made through the tap-to-pay mobile payment system, it’s one of the more generous cash-back cards on the market.

The physical card, while slick-looking, only provides 1% cash back..

Can I use Apple pay at Family Dollar?

The good news is that Family Dollar, the popular American dollar store chain, has re-added support for Apple Pay in its stores. … Family Dollar has signs posted in its stores that encourage tap-to-pay and usage of mobile payment methods such as Apple Pay and Google Pay.

How much does it cost to use Apple Pay?

There’s no fee to send, receive or request money using Apple Cash with normal delivery. If you select “instant transfer” when moving Apple Cash money to your bank account, however, there is a 1% fee subject to a $0.25 minimum and $10 maximum.

Can you use Apple pay to pay a friend?

The new person-to-person payment tool adds a Apple Pay Cash card to iOS’s Wallet app, and lets friends, family, and other contacts send and receive funds via the Messages app. … Simply chat with your friend like you normally would about who owes whom what, then tap on the dollar amount within the sent message.

Is Apple pay free?

Is Apple Pay Cash free? If you use a debit card, Apple Pay Cash is free. But if you use a credit card, there’s a 3% credit card transaction fee every time you use your card to add to your Apple Pay Cash balance.

What is the limit for Apple pay?

Is there a limit for Apple Pay? No. Unlike contactless card payments that limit you to a £45 spend, there is no limit for Apple Pay. It means you can pay for your weekly shop, or fill your car up with fuel, all with your iPhone or Apple Watch.

Can I use Apple pay over $100?

Apple Pay is secure Every Apple Pay transaction is authenticated with Face ID or Touch ID – all unique to you (for purchases over $100 you may need to enter your card PIN at the terminal).

Does Apple pay go to your bank account?

You can transfer up to $10,000 per transfer and up to $20,000 within a seven-day period from Apple Cash to your bank account. You can only transfer your money to a bank account in the United States. There are no fees to transfer your money from Apple Cash to your bank account, unless you use an Instant Transfer.

Is Apple Pay Safe?

Apple Pay is a very secure way to make payments. That’s because your card numbers are not stored on your device and are never shared by Apple Pay or sent with your payment. Instead Apple Pay gives you a unique Device Account Number that’s encrypted and stored in a secure part of your iPhone, iPad or Apple Watch.

Can I use Apple pay without a card?

This is perhaps the big kicker with Apple Pay Cash—it finally gives iPhone users a way to use Apple Pay without necessarily linking a debit or credit card, just as long as they receive money from other people through the Apple Pay Cash service.

What are the advantages of using Apple Pay?

Apple Pay is easy and works with the Apple devices you use every day. You can make contactless, secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages. Apple Pay is a safer way to pay, and even simpler than using your physical card.

Should I use Apple wallet?

Apple Pay could be safer than paying with a credit card If you are leery of using a mobile wallet to pay for your transactions, you may be surprised to know that mobile wallets are typically safer than physical credit cards. There are quite a few instances where this can be the case.

Is Apple pay a good idea?

Key Takeaways. Apple Pay is certainly safer than cash and it has more safety features than credit cards. Some security features, like two-factor identification, are optional. A complicated passcode is still a good idea.

Can I use Apple pay at Walmart?

As of now, Walmart stores do not accept Apple Pay at in-store checkouts. Walmart accepts cards from Visa, Mastercard, American Express and Discover. A lot of major retailers, stores, restaurants, and shops accept Apple Pay, but unfortunately, Walmart is not one of them.

How do I know who accepts Apple pay?

Scroll down on a location’s info card to the Useful to Know section, and look for the Apple Pay logo. Simply scroll down until you reach the Useful to Know section. Along with telling you if a place is kid friendly or takes reservations, you’ll see an Apple Pay logo if the location accepts Apple Pay.

How many times can I use Apple pay a day?

There is no limit to the number of times you can use a contactless payment card in a day via the contactless method, but there is a caveat to this.

Can I pay a friend with Apple pay UK?

Apple Pay Cash, which looks set to launch in the UK imminently, lets you pay your mates over iMessage, or by using Siri. … In this article we talk you the process of making a peer-to-peer payment using Apple Pay Cash over iMessage, on an iPhone or Apple Watch.

How do I pay someone using Apple Pay?

On your iPhone or iPadOpen the Messages app, then start a new conversation or tap an existing one.Tap the Apple Pay button . If you don’t see the Apple Pay button, tap. … Enter the amount you want to send.Tap Pay, then tap the send button. … Confirm your payment with Face ID, Touch ID, or your passcode.

Is there a fee for Apple Pay person to person?

Apple Pay person-to-person transfers will be free with debit card, incur 3% fee with credit card.

Where can I pay with Apple pay?

You can use Apple Pay in grocery stores, boutiques, and restaurants — and for everything from vending machines to trains and taxis. It’s also accepted in all kinds of apps and websites using Safari on your iPhone, iPad, and Mac.

What is the max amount for Apple pay?

$10,000Within a 7-day period, you can send or receive a maximum of $10,000.

Does Apple pay work over $100?

As an added security feature, Apple Pay only works on payments under $100 (anything over that, you have to enter a separate PIN). … Instead of entering your credit card details on your smartphone, you can also use Apple Pay on some apps that support digital purchases.

Can someone send you money through Apple Pay?

In the Messages app , you can use Apple Pay to send and receive money quickly and easily. There’s no app to download, and you can use the cards you already have with Apple Pay. When you receive money in Messages, it’s added to your Apple Cash card in Wallet.