Quick Answer: How Do You Qualify For A Project Loan At Home Depot?

What credit score is needed for a Home Depot project loan?

630 to 739Home Depot project loan at a glance The fixed 7.99% APR is a competitive rate for qualifying buyers with a good credit score in the 630 to 739 range.

Even if you have a higher credit score, the ability to borrow up to $55,000 without collateral could be of benefit..

How do I pay my Home Depot project loan?

Payment InformationNever miss a payment again with our free Auto-Pay automatic monthly payments feature. Click here and follow the easy directions or call us at 1-877-476-3860.Make a free Online Payment by clicking here.Make a free Phone Payment by calling 1-877-476-3860.Make a Payment by Regular US Mail: Dept #3025.

What Bureau does Home Depot pull?

Home Depot ran Experian and gave me a 1701 limit. Called them the next day and asked for 20000 they approved but it was another HP with Equifax. My scores are in the mid 700s.

What credit score do I need for Best Buy?

The Best Buy credit card credit score requirement is fair credit for the store card and good credit for the Visa. That means a 640+ credit score probably gets you a Best Buy credit card, but you’ll likely need a 700+ score to be awarded the version that lets you earn Best Buy rewards everywhere you shop.

What is a Home Depot project loan card?

Home Depot’s project loan is a credit line geared toward people who shop at Home Depot and want to finance home services and improvement projects. With the project loan offering a fixed interest rate and a credit line between $1,000 and $55,000, it may be a good alternative to the Home Depot® Consumer Credit Card.

Can you use Home Depot project loan card anywhere?

Where Can I Use This Card? The Home Depot Project Loan can only be used at The Home Depot stores and www.HomeDepot.com.

What credit score do I need for Lowes?

620 FICOThe minimum credit score needed for a Lowe’s card is 620 FICO. This is the same for the Lowe’s Advantage Card and for Lowes Business Cards. Make sure your revolving utilization is below 30% when you apply or they may deny you. You should always consider improving your credit score first before applying.

Is it hard to get approved for a Lowes credit card?

The Lowe’s Advantage Credit Card is reported to be among the more difficult store cards to get, generally preferring applicants with “fair” credit or better (FICO scores above 620). While you can apply for the Lowe’s card online, it’s recommended that you apply in-store to take advantage of the one-time signup offer.

Does Lowes give instant credit approval?

Applying for the Lowe’s Advantage Card Upon credit review, some applicants will be approved instantly (this isn’t the only instant approval credit card). However, some applications may need further review resulting in a 7-10 day waiting period.