Question: Is The Amazon Prime Visa Card Good?

Is the Amazon Prime Visa card worth it?

The Amazon Prime Rewards Visa Signature Card is a fantastic card for die-hard Amazon shoppers.

The 5% rewards rate on Amazon purchases and the $70 gift card you get once approved are both great rewards that are tough to beat by any other offer currently on the market..

What are the benefits of an Amazon Prime Credit Card?

Welcome bonus* $60. Amazon Gift Card instantly upon approval. … Rewards at Amazon and Whole Foods Market* 3% back. 5% back. … Rewards at restaurants, gas stations, and drugstores* 2% back. … Rewards on all other purchases* 1% back. … No annual credit card fee†No foreign transaction fees†Bonus rewards at Amazon* Up to 20% back.

What happens to my Amazon credit card if I cancel Prime?

If I cancel Amazon Prime will Chase cancel my Amazon Prime card (even if I use it)? They will simply downgrade you to the non-Prime card, still no annual fee and 3% back on Amazon. If you do not want to use Prime anymore, you can still keep the credit card, your rewards just get downgraded. Just call them and ask.

Is the Amazon Prime Rewards Visa Card a credit card?

The Amazon Prime Rewards Visa Signature Card is a credit card offered by Amazon and Chase that has no annual fee, but requires a valid Amazon Prime membership. … You’ll earn 5% cash back on all Amazon purchases, as well as at Whole Foods Market. 2% cash back is earned at gas stations, restaurants, and drugstores.

Does Amazon credit card have an annual fee?

Prime Rewards card at a glance: … Annual fee: $119 Amazon Prime membership. Bonus: $70 Amazon gift card. Variable APR: 15.74 to 23.74 percent based on your credit score.

Does Cancelling a credit card hurt your credit?

A credit card can be canceled without harming your credit score⁠—paying off your balances first is key. Closing a credit card will not impact your credit history, which factors into your score.

What happens to photos if you cancel Amazon Prime?

So what happens when you cancel your Prime membership? If you decide to cancel Amazon Prime at one point in time, all images that you have uploaded to the service will count against your storage quota as soon as Prime expires. … If that is the case you won’t be allowed to upload new files to the cloud.

What credit score is needed for Amazon Prime Visa card?

(640+)You’ll only need a fair credit score (640+) to have a reasonable shot at getting the card. The tradeoff is that unlike the Visa Signature card, which you can use anywhere Visa cards are accepted, the Amazon Store Card is limited to purchases on Amazon.com and at retailers that accept Amazon Pay.

What is the catch with Amazon credit card?

There is a small catch: The 5% cash back benefit, which also applies to Amazon.com purchases, is only available to active members of Amazon Prime, a subscription program that offers free two-day shipping, access to streaming video and music, and a variety of other Amazon-specific perks for $119 a year.

What credit company does Amazon use?

Synchrony BankThe Amazon branded cards are issued by Synchrony Bank, a division of GE Capital. Synchrony Bank pulls almost exclusively from TransUnion. They do report payment history to all 3 of the major credit reporting agencies.

Can I use my Amazon credit card anywhere?

The Amazon Credit Card can be used anywhere Visa is accepted, which is virtually anywhere domestically and in over 150 countries around the world. The Amazon Store Card can only be used to make purchases on Amazon.com and through select “Pay with Amazon” merchants.

Does Amazon credit card affect credit score?

Will it affect my credit score as a credit card, or as a payment plan (not even sure if I’m explaining it). It is a credit card, like a store credit card that you can only use at the store, this one being Amazon.com. It does show up on your credit report as a revolving credit card.

What is the difference between Amazon store card and Amazon Visa?

Amazon Prime Store Card rewards can only be used for purchases on Amazon.com, while Amazon Visa card rewards can be redeemed in a variety of ways, including as cash back in the form of a deposit or statement credit, for Amazon purchases and for travel.

Is Netflix free with Amazon Prime?

You can get a FREE 30-day trial membership for Amazon Prime , which means the $99 is actually for 13 months, which is $7.66 per month. Netflix costs $7.99 per month.

Will I be approved for Amazon credit card?

A score of 640 or higher is the credit score needed for the Amazon Store Card. The better your credit score is, the higher your approval odds will be. Keep in mind that they will also look at your income, past delinquencies (if any), credit utilization, employment status, etc.

Does Amazon do a hard credit check?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Amazon Store Card.

Is it easy to cancel Amazon credit card?

How can I cancel my Amazon Credit Card? You can cancel your Amazon credit card by calling customer service at 888-247-4080. There is no fee associated with closing your account, but you will have to repay any outstanding balances.

Can I cancel Amazon Prime after ordering?

You can cancel items or orders that haven’t entered the shipping process yet. Go to Your Orders and select the order you want to cancel. Select the check box next to each item you want to remove from the order.

Can I use my Amazon Prime Visa card anywhere?

You can use this card anywhere Visa is accepted But you can use the Amazon Prime Rewards Visa Signature Card for purchases anywhere that Visa is accepted.

How do you get Amazon Prime for free?

5 Ways to Get Amazon Prime for FreeGet a free trial. If you want to try Amazon Prime to see if it’s worth paying for a membership, sign up for a free 30-day trial. … Use free Amazon gift cards. … Use credit card rewards. … Switch cellphone plans. … Share an account using Amazon Household.

What is the credit limit for Amazon credit card?

The Amazon Store Card credit limit is at least $400 in most cases, and the average credit limit is around $1,500. You can definitely get a higher limit than $1,500 with the Amazon Store Card, but you can also get a lower limit than $400.