How Long Does It Take To Get A First Premier Card In The Mail?

Is the first premier credit card good?

The First PREMIER® Bank Mastercard Credit Card is a bad deal, even for people with “bad” credit, and it’s immediately obvious.

You’ll have to pay First Premier $25-$95 for “processing” right off the bat should you, for some reason, decide to apply and ultimately get approved..

Can I use my credit card before it arrives?

Normally, you can’t use a credit card without restriction before it arrives, because you can’t see the full credit card number, expiration date and CVV until you have the card in hand. If you need to start using a credit card today, you’ll likely want to consider applying for an American Express credit card.

Is First Premier Bank a major credit card?

The First Premier Bank Mastercard is a perfect example. It’s an unsecured card that offers approval to a wider range of credit profiles than many other credit cards. However, there are some significant drawbacks.

Can I have 2 First Premier credit cards?

Yes, you can have more than one First Premier credit card. But keep in mind that First Premier’s credit cards have one-time, annual and monthly fees, and also a 36% APR for their unsecured cards and 19.9% for their secured card.

Is there an annual fee for First Premier credit card?

The First Premier customer service number is (800) 987-5521. In addition to the one-time $95 processing fee, First Premier credit cards charge a $75+ annual fee the first year and a $45 annual fee each year after that.

How long does it take to get your card in the mail?

Here’s how long it takes to get a new credit card in the mail:Standard TimeframeExpedited Delivery7-10 Business Days1-2 Business Days (free)7-10 Business DaysWithin 72 Hours (free)14 Calendar DaysN/A7-10 Business Days2-3 Business Days ($16)12 more rows•Oct 29, 2020

What credit score do you need for a first Premier credit card?

The Pros: Bad Credit and Bankruptcy OK First PREMIER is popular for its subprime credit card offerings, which cater to the poor-credit (credit scores below 650) consumer market.

Does First Premier increase credit limit?

You can apply for a credit limit increase on your First Premier card any time, but can’t receive an increase until you have been a customer for 13 months. Increases range between $100 and $200 and they will charge you 25% of the amount by which the limit is increased.

Can I get a credit card same day?

Provided you apply online, many credit card issuers can provide same-day approval, but only a handful of companies will give you the ability to use your card the same day you’re approved. In general, you won’t be able to get your physical credit card the same day you’re approved.

What stores approve bad credit?

Best “Department Store” Credit Cards for Bad CreditKohl’s Charge Card. … Macy’s Credit Card. … Dillard’s Credit Card. … TJX Rewards Credit Card. … Belk Credit Card. … JCPenney Credit Card. … Nordstrom Retail Card.

How often does Capital One increase limit?

Capital One lets you request a credit limit increase online as often as you want, but you can only be approved once every six months. If you’ve received a credit limit increase or a credit limit decrease in the last six months, you won’t be approved for a credit limit increase.

Should I close my First Premier credit card?

You can cancel your card anytime without a cancellation fee. If you do it within 30 days of receiving the cardholder contract, the program fee or any other fees charged will be refunded. Considering First Premier’s high annual and monthly fees and APR, cancelling this card is probably a good idea.