Does Gap Cover Cover Co Payments?

Does gap cover cover dentistry?

In-hospital Dentistry Expense Shortfall Cover Dentistry shortfalls are covered on doctor, dentist and specialist charges of up to 500% of the medical scheme tariff (MST)..

What is the best gap cover?

Top 6 best core performers’ premiums, over 65s, individuals and familiesAbsa Gold – R435.Zestlife Universal – R470.Ambedown Gap Select – R585.KaeloXeulus Fusion – R600.Sanlam Comprehensive Gap Cover – R600.Ambledown Gap Supreme – not available to over 65s.

Does gap cover cover medication?

However, Ricky says it’s important to understand that gap cover will never cover something that your medical aid excludes (cosmetic surgery, for instance). It only tops up a shortfall on approved procedures, specialists or medications. … tariff gap cover for up to 500% of medical aid rates. co-payment cover.

Does gap cover cover MRI scans?

You get cover for tariff shortfalls on in-hospital specialist claims and specific out-of-hospital costs. You also get cover for co-payments on approved endoscopies, MRI and CT scans and cancer-related claims, depending on the option you choose. An overall annual limit of R157 500 applies to each person.

Does gap cover cover blood tests?

So firstly, you can’t have Gap Cover unless you actually have Medical Aid. It’s an “add-on” insurance and requires the basic medical aid to be in place. … If your medical aid does not pay anything towards pathology (blood tests), then your Gap Cover will not pay anything either (most probably).

Is Gap cover necessary?

Unequivocally, the answer is YES. If you have medical aid, you should have Gap Cover to complement it. Medical procedures are expensive… … Gap Cover is a relatively inexpensive way to protect you against potentially crippling debt from medical aid shortfalls.

How do I claim my gap insurance cover?

If you experience a life-changing event that qualifies for a benefit payment, you can claim in one of the following ways:Contact: You do not need to submit a separate Discovery Gap Cover claim to us.Email: scan and email your claims to us on 0860 99 88 77.

How long does gap cover take to pay out?

Upon receipt of all the required documentation it will take, 5 to 9 working days for the claim to be finalised.

What does gap coverage pay for?

Gap insurance is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the car’s depreciated value.